Insurance Planning

The purpose of insurance is to help you manage risk and avoid catastrophic financial loss. Yet, it can be really confusing to understand all of the options available and what you need. We’re here to help you decide what kind and how much insurance is appropriate for you and your family, and secure the insurance policies that will protect you.

Life insurance

Life insurance is a risk management tool that can help replace your income if you pass away. It can be used to pay for funeral expenses, repay outstanding debts, make charitable donations, provide living expenses, and fund a college education. It can also be used in estate and business planning. There are different types of life insurance (term, whole, universal, variable universal) that may be appropriate, depending on the goal of the insurance and for how long you want the insurance coverage.

Disability income insurance

Disability income insurance exists to replace income when a person is unable to work due to sickness or an accident. We evaluate how much income our clients need to protect and which options best fit their situation.

Long term care insurance

We work with clients to help them prepare for and potentially address an extended care event in their or their family's life. Long term care insurance is one of the solutions to this type of need.

Ready to learn more?

The first step is a confidential conversation.

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